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Secure Your Future: The Importance of a Lasting Power of Attorney

Life is unpredictable, but your ability to protect the people you care about doesn't have to be. A Lasting Power of Attorney (LPA) is not just a legal document. It ensures that, no matter what happens, your voice will continue to guide your loved ones and your affairs will be handled with care, dignity, and respect.

Creating an LPA is an act of compassion for your family and friends. It spares them the uncertainty and heartache of navigating difficult decisions without knowing your true wishes. It provides them with the reassurance that they are acting on your behalf, with your blessings, even in your absence.

Imagine for a moment: If you were to lose the ability to make decisions tomorrow, who would step in? Would it be the person you trust most? Without an LPA, your family would be forced to apply to the Court of Protection to gain the legal right to act on your behalf. This process is not only costly and time-consuming but also emotionally draining—especially when your loved ones are already coping with the challenges of your care. Worse still, someone you wouldn't have chosen could end up in charge of your affairs. Don't leave this to chance.

What is a Lasting Power of Attorney?

An LPA allows you to appoint people you trust—your Attorneys—to step in and make decisions for you if you can no longer make them yourself. Think of it as a safety net, ensuring that your family's well-being and your personal wishes are protected.

You can even appoint replacement Attorneys to ensure continuity. For example, you might choose your spouse or partner as your primary Attorney, with an adult child or close friend as a backup. This layered approach provides additional peace of mind.

Property and Finance

Enables decisions about your finances, such as paying bills, managing your home, or handling pensions.

Health and Welfare

Covers deeply personal choices about your care, medical treatment, living arrangements, and even end-of-life matters.

Our fees include the £82 registration fee for each Lasting Power of Attorney (LPA), payable to the Office of the Public Guardian.

Why a Lasting Power of Attorney Matters?

None of us know what the future holds. Illness, accidents, or the natural aging process can unexpectedly take away our ability to make decisions. By setting up an LPA, you give your family a priceless gift: clarity and peace of mind. Instead of facing unnecessary stress or conflict, they will have the confidence of knowing that your intentions have been laid out clearly and legally.

Without an LPA, your loved ones could face lengthy and expensive legal proceedings through the Court of Protection—at a time when they need support, not bureaucracy. Worse still, someone you wouldn't have chosen could end up managing your affairs. An LPA lets you take control of your future, empowering those you trust to safeguard what matters most to you.

Overcoming Challenges: What If You Have No One to Appoint?

Life circumstances can be complex. Perhaps your family lives far away, or you're unsure who to trust with such important responsibilities. In these cases, a professional Attorney, like a solicitor, can be appointed to manage your financial affairs. This impartial option ensures that your interests are handled with care and expertise, even in difficult times.

Taking the First Step: Registering Your LPA

To make your LPA legally valid, it must be registered with the Office of the Public Guardian (OPG). While the process can take months, our experienced team is here to guide you every step of the way.

Frequently Asked Questions

What Are the Legal Requirements for an LPA?

To make an LPA, you must:

  • Be over 18 years old.
  • Have the mental capacity to understand the implications of an LPA.

When Can an LPA Be Used?

Property and Finance LPA: You can choose for it to take effect immediately upon registration or only if you lose mental capacity. The latter option requires a medical professional to assess your capacity each time the LPA is used.

Health and Welfare LPA: This only comes into effect if you lose mental capacity, allowing you to retain control over your health decisions for as long as possible.

Who Can Be an Attorney?

Anyone over 18 with mental capacity can act as an Attorney. However, those appointed for financial matters cannot be bankrupt. While many people choose family or friends, others opt for professional Attorneys, such as solicitors, for impartiality and expertise.

Can I Revoke an LPA?

Yes, you can revoke an LPA by preparing a Deed of Revocation, provided you have the mental capacity to do so. The Deed must be sent to the Office of the Public Guardian along with the original LPA document.

Do Couples or Spouses Need Separate LPAs?

Yes. A common misconception is that spouses or civil partners can automatically manage each other's affairs. To ensure your partner can make important decisions on your behalf, you need to name them as an Attorney in your LPA.

Secure Your Future, Spare Your Loved Ones

Creating an LPA is about more than planning ahead—it's about ensuring that your loved ones are supported and protected in their time of need. It's about making your values and wishes known so that they continue to guide those who matter most to you. And, most of all, it's about peace of mind for you and your family.

Take the time today to secure your future.

Contact us to begin this important and compassionate step toward protecting the people and the life you've built.

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